:root{--ds-navy-900: #0b1822;--ds-navy-800: #10242f;--ds-navy-700: #16303d;--ds-navy-600: #1d3d4d;--ds-emerald: #16b58e;--ds-emerald-d: #0d8e6f;--ds-emerald-l: #e7f8f2;--ds-emerald-bd: #bce8db;--ds-ink: #13212b;--ds-ink-2: #46606f;--ds-ink-3: #7d95a3;--ds-bg: #eef1f4;--ds-panel: #ffffff;--ds-line: #e3e9ee;--ds-line-2: #eef2f5;--ds-good: #127a4f;--ds-bad: #c33d24;--ds-amber: #e8a13a;--ds-amber-bg: #fdf4e3;--ds-amber-bd: #f3d79a;--ds-red: #e0573e;--ds-red-bg: #fdece8;--ds-red-bd: #f3c4b8;--ds-info: #2c7fb8;--ds-info-bg: #eef6fb;--ds-info-bd: #cfe6f7;--ds-font: "Inter", system-ui, -apple-system, sans-serif;--ds-fs-eyebrow: 9px;--ds-fs-micro: 10.5px;--ds-fs-small: 11.5px;--ds-fs-base: 13.5px;--ds-fs-h3: 14px;--ds-fs-h2: 15px;--ds-fs-h1: 21px;--ds-fw-regular: 400;--ds-fw-medium: 500;--ds-fw-semibold: 600;--ds-fw-bold: 700;--ds-fw-heavy: 800;--ds-lh-tight: 1.2;--ds-lh-body: 1.5;--ds-lh-relaxed: 1.55;--ds-space-1: 4px;--ds-space-2: 8px;--ds-space-3: 12px;--ds-space-4: 16px;--ds-space-5: 20px;--ds-space-6: 24px;--ds-radius-xs: 5px;--ds-radius-sm: 8px;--ds-radius-md: 11px;--ds-radius-lg: 14px;--ds-radius-xl: 18px;--ds-radius-pill: 20px;--ds-shadow: 0 1px 2px rgb(13 33 45 / 6%), 0 6px 22px rgb(13 33 45 / 7%);--ds-shadow-lg: 0 18px 50px rgb(11 24 34 / 28%);--ds-ease: cubic-bezier(.4, 0, .2, 1);--ds-dur-fast: .15s;--ds-dur-base: .25s;--ds-dur-gauge: .6s}:root{color:var(--ds-ink);background:var(--ds-navy-900);font-family:var(--ds-font);font-synthesis:none;text-rendering:optimizeLegibility;--navy-950: #08131b;--navy-900: var(--ds-navy-900);--navy-800: var(--ds-navy-800);--navy-700: var(--ds-navy-700);--ink: var(--ds-ink);--ink-2: var(--ds-ink-2);--ink-3: var(--ds-ink-3);--line: var(--ds-line);--line-2: var(--ds-line-2);--surface: var(--ds-panel);--surface-muted: #f6f9fa;--emerald: var(--ds-emerald);--emerald-dark: var(--ds-emerald-d);--emerald-light: var(--ds-emerald-l);--emerald-border: var(--ds-emerald-bd);--amber: var(--ds-amber);--amber-light: var(--ds-amber-bg);--amber-border: var(--ds-amber-bd);--red: var(--ds-red);--red-light: var(--ds-red-bg);--blue: var(--ds-info);--blue-light: var(--ds-info-bg);--lime: #7da316;--lime-light: #f7fbec;--shadow: var(--ds-shadow-lg)}*{box-sizing:border-box}html{min-width:320px;min-height:100%}body{margin:0;min-width:320px;min-height:100vh;min-height:100dvh;background:radial-gradient(circle at 18% 0%,rgb(22 181 142 / 8%),transparent 28rem),#081019}button,input,select,textarea{font:inherit}button{-webkit-tap-highlight-color:transparent}button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--ds-emerald);outline-offset:2px}.app-shell{display:flex;min-height:100vh;min-height:100dvh;overflow:hidden;background:var(--surface);box-shadow:var(--shadow)}.ace-brand,.section-heading{display:flex;align-items:center}.ace-panel .tabler-icon{display:block;flex:0 0 auto}.ace-panel{display:flex;width:420px;min-width:0;flex:0 0 auto;flex-direction:column;overflow:hidden;border-left:1px solid var(--ds-line);background:var(--ds-panel);color:var(--ds-ink);container-type:inline-size;font-family:var(--ds-font)}.ace-header{display:flex;min-height:62px;padding:var(--ds-space-3) var(--ds-space-4);align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid rgb(255 255 255 / 5%);background:linear-gradient(180deg,var(--ds-navy-700),var(--ds-navy-800));color:#fff}.ace-brand{min-width:0;gap:10px}.ace-logo{display:grid;width:34px;height:34px;flex:0 0 auto;place-items:center;border:1px solid rgb(255 255 255 / 14%);border-radius:9px;background:linear-gradient(135deg,var(--ds-emerald),#0a7d61);color:#052a27;box-shadow:0 6px 18px #16b58e59}.ace-wordmark{display:flex;min-width:0;flex-direction:column}.ace-brand strong{color:#fff;font-size:var(--ds-fs-h2);font-weight:var(--ds-fw-bold);line-height:var(--ds-lh-tight)}.ace-brand span{overflow:hidden;color:#a9c2cd;font-size:var(--ds-fs-eyebrow);letter-spacing:.04em;text-transform:uppercase;text-overflow:ellipsis;white-space:nowrap}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.mode-badge{padding:3px 8px;border:1px solid rgb(22 181 142 / 36%);border-radius:var(--ds-radius-pill);color:#81d9c1;font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-bold);letter-spacing:.1em}.analysis-placeholder{padding:var(--ds-space-2) var(--ds-space-4) 10px;background:var(--ds-navy-800)}.analysis-button{display:flex;width:100%;min-height:36px;padding:8px var(--ds-space-4);align-items:center;justify-content:center;gap:7px;border:1px solid #566a73;border-radius:var(--ds-radius-sm);background:#455861;color:#c7d0d4;cursor:not-allowed;font-size:var(--ds-fs-small);font-weight:var(--ds-fw-semibold);opacity:.5}.analysis-placeholder p{margin:6px 0 0;color:#8fa1aa;font-size:var(--ds-fs-eyebrow);line-height:1.35;text-align:center}.case-toolbar{display:grid;min-height:33px;padding:6px 12px;grid-template-columns:auto 1fr auto;align-items:center;gap:8px;border-bottom:1px solid var(--ds-navy-600);background:var(--ds-navy-900);color:#d6e3e8;font-size:var(--ds-fs-eyebrow)}.case-toolbar>span:first-child{display:flex;align-items:center;gap:5px;color:#9eafb7}.case-toolbar b{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.case-toolbar>span:last-child{overflow:hidden;max-width:126px;color:#9eafb7;text-overflow:ellipsis;white-space:nowrap}.offline-dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:#7f8f96}.connected-dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--ds-emerald);box-shadow:0 0 0 3px #16b58e21}.stage-tabs{display:flex;padding:var(--ds-space-2);gap:var(--ds-space-1);border-bottom:1px solid var(--ds-line);background:var(--ds-panel)}.calculator-following{display:flex;padding:7px 11px;align-items:center;gap:8px;border-bottom:1px solid var(--ds-emerald-bd);background:#effbf7;color:#176554}.calculator-following>span{display:grid;width:22px;height:22px;place-items:center;border-radius:var(--ds-radius-pill);background:var(--ds-emerald-l);font-size:13px;font-weight:800}.calculator-following p{display:flex;margin:0;flex-direction:column;gap:1px;font-size:var(--ds-fs-eyebrow)}.calculator-following small{color:#4a746a;font-size:var(--ds-fs-eyebrow)}.model-run-status{display:flex;padding:7px 11px;align-items:center;gap:8px;border-bottom:1px solid var(--ds-info-bd);background:var(--ds-info-bg);color:#174f70}.model-run-status>span{display:grid;width:22px;height:22px;flex:0 0 22px;place-items:center;border-radius:var(--ds-radius-pill);background:#d9effa;color:#187cac;font-size:11px}.model-run-status p{display:flex;margin:0;flex-direction:column;gap:1px;font-size:var(--ds-fs-eyebrow)}.model-run-status small{color:#527386;font-size:var(--ds-fs-eyebrow)}.model-run-status.working>span{animation:model-pulse 1.2s ease-in-out infinite}.model-run-status.complete{border-bottom-color:var(--ds-emerald-bd);background:#effbf7;color:#176554}.model-run-status.complete>span{background:#d9f5ed;color:#118369}.model-run-status.error{border-bottom-color:#efc9c9;background:#fff4f4;color:#8a2f2f}@keyframes model-pulse{0%,to{opacity:.55;transform:scale(.92)}50%{opacity:1;transform:scale(1)}}.stage-tab{min-width:0;flex:1;padding:6px 3px;border:1px solid transparent;border-radius:var(--ds-radius-sm);background:#f1f5f7;color:var(--ds-ink-2);cursor:pointer;font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-bold);line-height:1.2;transition:background var(--ds-dur-fast) var(--ds-ease),color var(--ds-dur-fast) var(--ds-ease),transform var(--ds-dur-fast) var(--ds-ease)}.stage-tab:not(:disabled):hover{background:#e8eef1;transform:translateY(-1px)}.stage-tab:disabled{cursor:default;opacity:1}.stage-tab.active{background:var(--ds-navy-800);color:#fff;box-shadow:0 3px 9px #0b182238}.stage-tab small{display:block;margin-top:2px;overflow:hidden;color:var(--ds-ink-3);font-size:8px;font-weight:750;letter-spacing:.03em;text-overflow:ellipsis;text-transform:uppercase;white-space:nowrap}.stage-tab.active small{color:var(--ds-emerald)}.category-filter{display:flex;padding:7px var(--ds-space-3);align-items:center;flex-wrap:wrap;gap:5px;border-bottom:1px dashed var(--ds-line);background:var(--ds-panel)}.category-filter-button{position:relative;display:inline-flex;flex:0 0 auto;min-height:24px;padding:4px 9px 4px 18px;align-items:center;border:1px solid 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var(--ds-line);border-radius:var(--ds-radius-sm);background:#fff;color:var(--ds-ink-2);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-semibold);line-height:1.15}.credit-account-counts>span:before{position:absolute;top:50%;left:7px;width:5px;height:5px;border-radius:50%;background:var(--ds-ink-3);content:"";transform:translateY(-50%)}.credit-account-counts>span.arrears:before{background:var(--ds-red)}.credit-account-counts>span.current:before{background:var(--ds-good)}.credit-account-counts>span.other:before{background:var(--ds-amber)}.credit-account-counts b{color:var(--ds-ink);font-variant-numeric:tabular-nums}.credit-account-groups{display:grid;padding:var(--ds-space-2);gap:var(--ds-space-2)}.credit-account-group{overflow:hidden;border:1px solid var(--ds-line);border-left:3px solid var(--ds-ink-3);border-radius:var(--ds-radius-sm);background:#fff}.credit-account-group.arrears{border-left-color:var(--ds-red)}.credit-account-group.current{border-left-color:var(--ds-good)}.credit-account-group.other{border-left-color:var(--ds-amber)}.credit-account-group h3{display:flex;min-height:27px;margin:0;padding:6px 9px;align-items:center;justify-content:space-between;gap:8px;border-bottom:1px solid var(--ds-line-2);background:#f8fafb;color:var(--ds-ink-2);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-heavy);letter-spacing:.05em;text-transform:uppercase}.credit-account-group h3 span{display:grid;width:18px;height:18px;place-items:center;border-radius:50%;background:#e9eff2;color:var(--ds-ink-2);font-size:var(--ds-fs-eyebrow);letter-spacing:0}.credit-account-list{margin:0;padding:0;list-style:none}.credit-account-list li{display:grid;padding:8px 9px;grid-template-columns:minmax(0,1fr) auto;align-items:start;gap:3px 8px;border-bottom:1px solid 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var(--ds-line);border-radius:var(--ds-radius-pill);background:#f4f7f8;color:var(--ds-ink-2);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-bold);line-height:1.15;text-overflow:ellipsis;white-space:nowrap}.credit-account-standing.arrears{border-color:var(--ds-red-bd);background:var(--ds-red-bg);color:var(--ds-bad)}.credit-account-standing.current{border-color:var(--ds-emerald-bd);background:var(--ds-emerald-l);color:var(--ds-good)}.credit-account-standing.other{border-color:var(--ds-amber-bd);background:var(--ds-amber-bg);color:#8a5a05}.credit-account-list small{grid-column:1 / -1;color:var(--ds-ink-2);font-size:var(--ds-fs-eyebrow);font-variant-numeric:tabular-nums;line-height:1.35}.section-heading{padding:10px var(--ds-space-3);gap:var(--ds-space-2);border-bottom:1px solid var(--ds-line-2);background:#fafcfc}.section-heading.compact{padding:8px 10px}.section-icon{display:grid;width:23px;height:23px;flex:0 0 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var(--ds-space-3);overflow:hidden;border:1px solid var(--ds-emerald-bd);border-left:3px solid var(--ds-emerald-d);border-radius:9px;background:linear-gradient(180deg,#f4fbf8,#eefaf5);box-shadow:0 1px 2px #0d212d0a}.coaching-card.summary{border-color:var(--ds-line);border-left-color:var(--ds-ink-3);background:linear-gradient(180deg,#fff,#f7f9fa)}.coaching-card.financial{border-left-color:var(--ds-emerald-d)}.coaching-card.arrears{border-color:var(--ds-red-bd);border-left-color:var(--ds-red);background:linear-gradient(180deg,#fff7f5,var(--ds-red-bg))}.coaching-card.savings{border-color:#dbe9ad;border-left-color:var(--lime);background:linear-gradient(180deg,#fbfdf5,var(--lime-light))}.coaching-card.objection{border-color:var(--ds-amber-bd);border-left-color:var(--ds-amber);background:linear-gradient(180deg,#fffaf0,var(--ds-amber-bg))}.coaching-card.compliance{border-color:var(--ds-info-bd);border-left-color:var(--ds-info);background:linear-gradient(180deg,#f8fcff,var(--ds-info-bg))}.coaching-card h3{margin:0;color:var(--ds-emerald-d);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-heavy);letter-spacing:.05em;line-height:var(--ds-lh-tight);text-transform:uppercase}.coaching-card p{margin:var(--ds-space-1) 0 0;color:#0c3b2a;font-size:var(--ds-fs-small);font-style:italic;line-height:var(--ds-lh-relaxed)}.coaching-card small{display:inline-flex;margin-top:6px;padding:3px 7px;align-items:center;gap:4px;border-radius:var(--ds-radius-xs);background:#16b58e14;color:#2e7a5c;font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-semibold);line-height:1.3}.coaching-card small:before{content:"⚓"}.coaching-card.summary h3{color:var(--ds-ink-2)}.coaching-card.arrears h3{color:var(--ds-bad)}.coaching-card.savings h3{color:#627f12}.coaching-card.objection h3{color:#8a5a05}.coaching-card.compliance h3{color:var(--ds-info)}.coaching-card.arrears p{color:#6f2b1f}.coaching-card.objection p{color:#684910}.coaching-card.compliance p{color:#1f4d68}.coaching-card.arrears small{background:#e0573e14;color:#8a3524}.coaching-card.savings small{background:#7da31617;color:#607a19}.coaching-card.objection small{background:#e8a13a1a;color:#7d5400}.coaching-card.compliance small{background:#2c7fb814;color:#1f6391}.empty-state{padding:21px 14px;border:1px dashed #cbd7dc;border-radius:var(--ds-radius-md);background:var(--ds-panel);color:var(--ds-ink-3);font-size:var(--ds-fs-micro);line-height:1.45;text-align:center}.empty-state.error{border-color:var(--ds-red-bd);background:var(--ds-red-bg);color:#8a2412}.objections,.coverage{padding-bottom:6px}.objection-state,.objection-item{margin:6px var(--ds-space-2) 0}.objection-button{display:flex;width:100%;padding:8px 9px;align-items:center;gap:7px;border:1px solid var(--ds-line);border-radius:var(--ds-radius-sm);background:var(--ds-panel);color:var(--ds-ink);cursor:pointer;font-size:var(--ds-fs-small);font-weight:var(--ds-fw-medium);text-align:left;transition:border-color var(--ds-dur-fast) var(--ds-ease),background var(--ds-dur-fast) var(--ds-ease)}.objection-icon{display:grid;width:18px;height:18px;flex:0 0 auto;place-items:center;color:#9aadb8;transition:color var(--ds-dur-fast) var(--ds-ease)}.objection-icon svg{display:block}.objection-button>b{min-width:0;flex:1;font-weight:var(--ds-fw-medium)}.objection-chevron{flex:0 0 auto;color:#aab8c1;transition:transform var(--ds-dur-fast) var(--ds-ease),color var(--ds-dur-fast) var(--ds-ease)}.objection-button:hover:not(.active){border-color:#b5c4cc;background:#f7fafb}.objection-button:hover:not(.active) .objection-icon{color:#708b99}.objection-button:focus-visible{outline:2px solid var(--ds-emerald);outline-offset:2px}.objection-button.active{border-color:var(--ds-emerald);border-radius:var(--ds-radius-sm) var(--ds-radius-sm) 0 0;background:var(--ds-emerald-l)}.objection-button.active .objection-icon{color:var(--ds-emerald-d)}.objection-button.active .objection-chevron{color:var(--ds-emerald-d);transform:rotate(90deg)}.objection-response{padding:10px var(--ds-space-3);border:1px solid var(--ds-emerald-bd);border-top:0;border-radius:0 0 var(--ds-radius-sm) var(--ds-radius-sm);background:linear-gradient(180deg,#f4fbf8,#eefaf5);color:#0c3b2a;font-size:var(--ds-fs-small);line-height:var(--ds-lh-relaxed);animation:objection-reveal var(--ds-dur-base) var(--ds-ease)}.objection-response p{margin:0;font-style:italic}.objection-response h3{margin:0 0 var(--ds-space-1);color:var(--ds-emerald-d);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-heavy);letter-spacing:.05em;text-transform:uppercase}.objection-response>small{display:inline-flex;margin-top:6px;padding:3px 7px;border-radius:var(--ds-radius-xs);background:#16b58e14;color:#2e7a5c;font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-semibold)}.objection-response>small:before{margin-right:4px;content:"⚓"}@keyframes objection-reveal{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}.coverage-item{display:flex;margin:0 9px;padding:8px 0;align-items:flex-start;gap:8px;border-bottom:1px solid var(--ds-line-2);color:var(--ds-ink);cursor:pointer;font-size:var(--ds-fs-small);font-weight:var(--ds-fw-medium);line-height:1.4}.coverage-item:last-child{border-bottom:0}.coverage-item input{display:grid;width:17px;height:17px;flex:0 0 auto;margin:0;appearance:none;place-items:center;border:1.6px solid #c5d2da;border-radius:var(--ds-radius-xs);background:var(--ds-panel);cursor:pointer}.coverage-item input:after{color:#fff;content:"✓";font-size:10px;font-weight:var(--ds-fw-heavy);opacity:0}.coverage-item input:checked{border-color:var(--ds-emerald);background:var(--ds-emerald)}.coverage-item input:checked:after{opacity:1}.coverage-item span.done{color:#9aabb4;text-decoration:line-through}.guardrail{display:flex;padding:10px var(--ds-space-3);align-items:flex-start;gap:8px;border:1px solid var(--ds-info-bd);border-radius:9px;background:var(--ds-info-bg);color:#1f4d68}.guardrail>span{color:var(--ds-info);font-size:15px}.guardrail p{margin:0;font-size:var(--ds-fs-small);line-height:var(--ds-lh-body)}.guardrail p b{display:block;margin-bottom:2px;color:var(--ds-info);font-size:var(--ds-fs-eyebrow);font-weight:var(--ds-fw-heavy);letter-spacing:.05em;text-transform:uppercase}.panel-footer{display:flex;min-height:45px;padding:8px 11px;align-items:center;gap:6px;border-top:1px solid var(--ds-line);background:#fafcfc}.panel-footer span{flex:1;color:var(--ds-ink-2);font-size:var(--ds-fs-micro);font-weight:var(--ds-fw-medium)}.panel-footer button{display:inline-flex;min-height:28px;padding:5px 9px;align-items:center;gap:4px;border:1px solid var(--ds-line);border-radius:var(--ds-radius-sm);background:var(--ds-panel);color:var(--ds-ink-2);cursor:pointer;font-size:var(--ds-fs-micro);font-weight:var(--ds-fw-semibold);transition:border-color var(--ds-dur-fast) var(--ds-ease),background var(--ds-dur-fast) var(--ds-ease),color var(--ds-dur-fast) var(--ds-ease)}.panel-footer button:hover{border-color:var(--ds-emerald-bd);color:var(--ds-emerald-d)}.panel-footer button.selected.positive{border-color:var(--ds-emerald);background:var(--ds-emerald-l);color:var(--ds-emerald-d)}.panel-footer button.selected.negative{border-color:var(--ds-red-bd);background:var(--ds-red-bg);color:var(--ds-bad)}@media(max-width:1080px){.ace-panel{width:360px}}@media(max-width:920px){.app-shell{display:block;overflow:visible}.ace-panel{width:100%;min-height:720px;border-top:1px solid var(--ds-line);border-left:0}.panel-scroll{min-height:480px}}@media(max-width:560px){.case-toolbar{grid-template-columns:auto 1fr}.case-toolbar>span:last-child{display:none}.stage-tabs{overflow-x:auto}.stage-tab{min-width:86px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.app-shell.embed-shell{display:flex;width:100%;height:100vh;height:100dvh;min-height:480px;overflow:hidden;box-shadow:none}.embed-shell .ace-panel{width:100%;height:100%;min-height:0;border:0}.embed-shell .panel-scroll{min-height:0}.embed-connection{display:grid;flex:1;padding:40px 28px;align-content:center;justify-items:center;background:radial-gradient(circle at 50% 34%,rgb(22 181 142 / 8%),transparent 12rem),#fbfcfd;color:var(--ds-ink-2);text-align:center}.connection-mark{display:grid;width:44px;height:44px;margin-bottom:13px;place-items:center;border:1px solid var(--ds-emerald-bd);border-radius:13px;background:var(--ds-emerald-l);color:var(--ds-emerald-d);font-size:20px;font-weight:800}.embed-connection h1{margin:0;color:var(--ds-ink);font-size:14px}.embed-connection p{max-width:290px;margin:8px 0 0;color:var(--ds-ink-3);font-size:10.5px;line-height:1.55}.embed-shell .stage-tabs{overflow-x:auto}.embed-shell .stage-tab{min-width:78px}